Do I need a permit for my fence?

If you are planning to install a new fence. The chances are you will need some type of review or permit before you begin. 1). Front Yard femces: Most people dont know any fence in the front yard requires location and design review by the city of Sunnyvale planning Division and may also need a [...]

Uncle Sam offers immediately help to First-Time Homebuyers

Really? Uncle Sam helps First-Time Homebuyers to buy home!   The U.S. Housing and Urban Development Secretary Shaun Donovan on May 29 announced the Federal Housing Administration (FHA) will allow homebuyers to apply the Obama Administration’s new $8,000 first-time homebuyer tax credit toward the purchase costs of an FHA-insured home. He said this action will help stabilize the [...]

Fannie Mae allows buyer to buy up to 10 rental properties

The Fannie Mae has sent out a new update on February 6 2009, to allow the investors to own up to 10 investment properties. Wow! It will start March 1, 2009 to replace to old guide line of 4 properties. In anther words, the investors and 2nd home buyers can purchase up to 10 investment [...]

My Romantic Home

Have you think how to decorate your home to be romantic home? Happy Valentine’s Day! The Valentine day will be a perfect day to find a romantic home.  She managed to change a 1000 sf in  Campbell 4 plex apartment to be a beautiful French villa. Cindy Kihn-Santiago  is not a professional interior decorator by all means. She is [...]

Fall home maintenance

Fall is here now. It is important to prepare for the winder months. Below a fall home maintenance checklist for all the homeowners: Outside of the house: *Roof, Gutters and Downspouts: 1). Check for any sign of leaking of roof and downspouts then reapair it as soon as possible. 2). Check for any possible leaking [...]

Tips for sellers in short sales

  The “short sale” begins when the seller has trouble of making mortgage payments and the potential sale price is less than the mortgage amount. The seller or their agent approaches the lender asking if the banks or lenders are willing to settle for less if and when a purchase contract is signed. There are [...]

6 ways to boost your credit score

The credit score (FICO) score is a number based on the information of your credit profile to show how likely you are going to pay a loan back on time. Obviously, the higher the better. The score can be in between 300 to 850. The higher score you get a better interest rate. What is [...]

Short Short Short … What is a Short sale? 1 of 2

“Short sale” becomes a buzz word nowadays but what is that? According to About.com the short sale is A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than [...]

What is the foreclosure home and bank owned home?

When the homeowner cannot make the monthly payment. The lender can place a notice of default to this home. The home owner usually can make the following 3 actions: 1) Make the payment 2) Hire a realtor to sell the home 3) Do nothing. If the home owner hire a realtor to sell the home. [...]

Two Silicon homes have a differnt apprication?!

  I found a 3 bedrooms 2 baths home for 1203 sqft home with lot 5978 sqft at901 Gerard way San Jose was closed for $620K August 1 2006 now at the market as the bank owned property since June 24 2008 only asking $310,000. If you jump the conclusion that the Silicon Valley homes [...]