E-Waste Event July 26th -July 27 2008 9AM – 3 PM

July 26th to July 27 9 AM to 3 PM the Goodwill of Silicon Valley and Electronoic recyclers International are hosting a FREE Electronic E-Waste Event today and tomorrow. The E-waste contain hazardous lead and mercury, and these toxic substances eventually leak and contaminate landfills. It is illegal to dispose of e-waste in the trash. [...]

6 ways to boost your credit score

The credit score (FICO) score is a number based on the information of your credit profile to show how likely you are going to pay a loan back on time. Obviously, the higher the better. The score can be in between 300 to 850. The higher score you get a better interest rate. What is [...]

Cupertino Bank Owned/REO Single Family Home

This Cupertino bank own/REO homeis just on the market for $684,5000. This one is lowest priced 3 bedrooms 1 bath and 1 car garage and it is located at the most affordable area Rancho Ricinconada. This area has the excellent Cupertino schools.  There are many other bank owned listings in the surrounding areas such as [...]

Short, short, short Short sale 2 of 2

What short sale is: When the owner cannot make the monthly payment and a short sale is when a bank or mortgage lender agrees to discount a loan balance due to an economic hardship It is pre foreclosure situation. The owner’s hardship could be divorce, job loss, sickness, bankruptcy or combination the financial problems all [...]

Short Short Short … What is a Short sale? 1 of 2

“Short sale” becomes a buzz word nowadays but what is that? According to About.com the short sale is A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than [...]

Palo Alto, Mountain View, Cupertino, Sunnyvale are in seller market.

Silicon Valley Single Family Inventory Report as July 1st 2008 by Kathy Gamch – Chicago Title   # listings Pendings #Active %Pending # short pending #active short sale Evergreen 516 108 408 21% 50 220 Alum Rock 1000 183 817 18% 71 441 Berryessa 377 101 276 27% 45 104 Milpitas 199 52 147 26% [...]

Should I buy a single family home or a condo?

From times to times  I received a question like :” Should I purchase a single family home vs townhouse or condo in Silicon Valley?” Let us  figure out what kind of the home is BEST for you. 1). What is the price range? The higher the home price the better chance you can   buy a [...]

What is the foreclosure home and bank owned home?

When the homeowner cannot make the monthly payment. The lender can place a notice of default to this home. The home owner usually can make the following 3 actions: 1) Make the payment 2) Hire a realtor to sell the home 3) Do nothing. If the home owner hire a realtor to sell the home. [...]

Siliocn valley 1st time home buyers tips

          How exciting you are preparing for a wonderful journey.    Here is a task list for you: 1) Ask yourself  “Am I going to stay here Silicon Valley for  at least 2-3 years?” Buying home is a long term commitment.   2) Do you have a stable job? Does your [...]